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Are you trying to decide if buying a home is right for you? Having reservations is normal and hey, we get it! This is a big decision. Here are some of the benefits of homeownership to consider.

 

Pride of Ownership and a Sense of Security

Pride of Ownership and a Sense of Security are consistently the top reasons people enjoy owning a home. You can decorate your home to your style, without wondering what the landlord is gonna say. Plus, it’s a great feeling to know you’re investing in your future!

 

Consistent Payments

When it comes to financing your home, you may be able to lock in fixed monthly payments. Meaning, you pay the same mortgage over the entire life of the loan; unlike renting which only goes up. Plus, once you’ve paid off your mortgage, you’re done. That’s it…. done.

 

Mortgage Interest Deductions

Now, even though property taxes and insurance will likely increase, you may be able to deduct the interest you pay on your mortgage, property taxes, and some other costs involved in buying a home. Plus, your home itself may provide additional tax-savings-benefits; like if you use your home as an office, while working from home remotely.

 

Wealth Creation

Real estate has proven to be one of the most effective ways to create wealth.  As the value of your home increases over time, so does its equity; which may act as a ready-made savings plan for you down the road.

 

Peace and Quiet

Sure, owning a home doesn’t mean all noise will magically stop, but if you do hear your neighbors, at least it won’t be because they’re constantly tap dancing across their apartment floor… which also happens to be your ceiling.

These are only a few of the advantages of owning, so if you’re tired of renting, please call today to find out how close you are, to starting that new chapter of your life, as a homeowner.

EverLend Mortgage is available to help with all of your home loan needs. Call  (801) 713-4800 or complete the form to get started!

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