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Are Mortgage Loans Affected by Coronavirus

Are Mortgage Loans Affected by Coronavirus

Steve Morrow with EverLEND Mortgage (our sister company in Utah) joined Nicea DeGearing on ABC4 today to talk about how home prices are heating up and what you need to know! Steve has 20+ years of mortgage experience and he suggests that consumers check that their...

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Here’s What Homeowners Must Remember at Tax Time This Year

Here’s What Homeowners Must Remember at Tax Time This Year

Homeownership traditionally comes with some great tax breaks, but lots of things are different this year due to new tax rules. Here are four things that could put a wrinkle in your tax return this filing season if you’re a homeowner.   1. The mortgage interest...

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What Goes Into Your Mortgage Rate? Many Factors

What Goes Into Your Mortgage Rate? Many Factors

A mortgage rate is like the time displayed on a digital wristwatch: You see a number, but you don’t see the complex calculations concealed beneath. Since August, mortgage rates have lingered near the lowest levels in three years — right around 4% APR, according to...

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Cash Out Refinance Pros and Cons

Cash Out Refinance Pros and Cons

What is a cash-out refinance? A cash-out refinance replaces your existing mortgage with a new home loan for more than you owe on your house. The difference goes to you in cash and you can spend it on home improvements, debt consolidation or other financial needs. You...

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How to Buy a House Without Help From Your Family

How to Buy a House Without Help From Your Family

On the highway to homeownership, coming up with a sufficient down payment continues to be one of the biggest roadblocks. In fact, many prospective home buyers, particularly first-timers, find it hard to overcome this challenge without the kindness of loved ones. Among...

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3 Ways Parents Can Help Grown Kids Own a Home

3 Ways Parents Can Help Grown Kids Own a Home

When responsible first-time home buyers need help buying a home, the family bank can sometimes lend a hand. Younger home buyers face a mountain of obstacles, including rising home prices and interest rates, too few homes for sale and unpaid college debt. Student debt...

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