Keep these in mind.
This is a list of documents you may need prior to getting your loan approved.*
Last 2 years W2s
Last two years tax returns with all schedules (if applicable)
1099s and a copy of business license (if self-employed)
Most recent pay stubs (minimum 30 days)
Two months most recent bank statements (all accounts and all pages)
Explanation of any inquiries on credit report (signed and dated)
Copy of earnest money check and purchase contract (for purchase transactions)
Most recent homeowners insurance policy and tax statement for all properties owned (if applicable)
Divorce decree/separation agreement and child support order (if applicable)
Identification documentation, such as driver’s license, permanent resident alien card, etc.
*EverLEND Mortgage Company does not require any documentation to complete a loan application or to receive a loan estimate