Steve Morrow

Producing Branch Manager

NMLS# 222168    |     State Licenses: UT – 5284346

This is me.

Who I am…

I am a professional loan originator who focuses on solutions and satisfaction for each of my client’s unique situations. Whether you are looking for a new loan with great terms, or finding a better refinance solution, I will individually consult with you to ensure that I offer a full line of loan product solutions that best match your unique needs and financial situation. I believe in effective communication with each of my clients throughout the entire business transaction and strive to build a relationship that continues long after your loan is closed. I am committed to earning your business and respect every time you choose to do business with me and refer others to engage my services.

What I do…

I look forward to better understanding your personal loan needs and finding the best solution. We will work together to help accomplish your financial goals. Clear communication is critical in this process so my team and I will keep you updated every step of the way. This communication will help us build a relationship that will last and my goal is to help you be satisfied with each transaction. My clients are my best resource for new business and my service is a key to success in helping me earn your referrals. I look forward to the opportunity to earn your business and I am confident you will be very happy!

These are my clients.

Steve Morrow and his team are awesome!!! Steve has been our loan officer for more than a decade. After he had done our first loan, we don’t go anywhere else because he is trustworthy to us. He has done many many home loans for us. Nobody else can beat Steve’s rates and fees. In fact, we referred him to our friends and coworkers. They were so happy with the results that Steve gave them. We highly recommend Steve to everyone.

Kristine T.

Steve was awesome at walking me through things. Considering everything else the team did an awesome job helping accommodate for COVID etc. There were times where there may have been communication breakdown and I was asked for the same files by a few different people, or I would be asked for items i submitted, but overall it was awesome.

David D.

The service provided was very professional, personable, trustworthy, correct, and efficient. As a customer, I felt the overall service and experience was excellent!

Ric C.

Steve Morrow is awesome and is always up front and honest with us and the numbers and we always recommend him to friends and family and have never had a complaint.

Benjamin T.

Very pleased and impressed with how he took the time to sit down and explain everything to us. He was very patient. He made it easy for us to decide to use EverLEND and to buy our first house when we did.

Alfredo A.

Steve is exceptional in what he does. He is a friend as well as professional in his business. He is easy to work with, knowledgeable and cares about anything we need to know to make good decisions. Well done.

Gary D.

Steve is amazing and always available to answer any questions. I have worked with him multiple times in the past years. I have referred him to my friends and family and will continue to do so.

Kevin H.

I would never use anyone else but Steve.

Kevin C.

Steve was always available if we had any concerns or just needed to be reassured.

Camerann J.

Loved working with Steve. The personal touches and he was very awesome with follow up and communication. We never had to guess where we were with our loan process. He was great at explaining the process.

Valerie D.

Steve was so great he helped us out so much. I could never thank him enough for everything he did for us to help us into our first beautiful home he was beyond amazing.

Gabino D.

Amazing. Steve was always right there, night or day and ready to help or answer my questions. ¬ I have already recommended him to many of my friends.

Elizabeth H.

Steve is very helpful, knowledgeable, and friendly. The whole process was quick and efficient. I would recommend EverLEND to my friends. I have sent family members to them.

John J.

Steve, Alfredo & I thank you for “holding our hands” as we bought our first home then refinanced it. Not only are you great at your job, your warmth & your adventures have always made us feel welcomed.

Sandra S.

I had Steve for the original purchase of my home, he contacted me a couple of months later letting me know that a refinance now could save me in both the short and long term; and he was absolutely right! I would trust no one more than Steve and his incredible team, enough so I convinced my dad to refinance his home (which he had finished several months earlier). Incredible service, and my number one recommendation anytime anyone asks me!

Nathanial S.

Very professional and helpful!

Andreas J.

Our overall experience was smooth and exciting. We had all of our questions answered and we had no worries. We knew we were in good hands.

Jennifer C.

Steve was nothing more than an absolute pleasure to work with. His knowledge is beyond compare and his ability to articulate and explain every detail made the experience not only seamless, but enjoyable as well. I would recommend him wholeheartedly to anyone who is looking to buy or refinance. I didn’t regret it, nor do I believe anyone else would.

Nathan S.


Kristine T.

I felt as if I was giving Steve’s complete attention even though he has multiple people he is working with at any given time. Looked out for my best interest and helped me by educating me when I had questions. I felt that we were in good hands all the way through the process.

Jeremy E.

Steve is the best. The absolute best. I will use no one else to get a mortgage through. No one.

Kevin C.

Perfect all the way through. Great communication, always willing to answer any questions everything was great.

Cassandra D.

The whole process was very uncomplicated. All my questions were answered by Steve. He went above and beyond in helping me get through my refinance.

Marilyn J.

Let’s make it happen.

Connect with me.


1133 North Main Street #150
Layton, UT 84041
Branch NMLS 289097


O: (801) 926-9925
M: (801) 589-1111


Everlend Mortgage - Brickyard

1111 Brickyard Rd. #107
Salt Lake City, UT 84106